Easy Q Card Interest Free Terms Options Available

Q Card For Your Electrical Needs

Upgrade Now, Pay Later with Q Card Interest Free Terms

We know that when it comes to your home, comfort, safety, and efficiency aren’t luxuries, they are essentials. That’s why Silver Fern Electrical has partnered with Q Card to offer interest free terms on the upgrades that matter most to your family.

Whether you are looking to install a heat pump, upgrade your home’s electrical switchboard, or take the step toward a more sustainable future with solar power installation, now you can do it without the financial strain.

Because Your Family Deserves the Best — Now, Not Later

Why Our Clients Choose Q Card Interest Free Terms

Finance Terms & Conditions

Up to 18 months interest free is available on Long Term Finance (LTF) for in-store purchases. Min spend $2,000.
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Silver Fern Electrical, Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. For full finance terms visit qcard.co.nz.

How Q Card Interest Free Terms Works

Not sure where to start? Need help with your Q Card application? Our friendly team is here to make the process simple.